But that doesn’t always mean it was irreparable, and insurance adjusters don’t always get it right. When a car is totaled, it means an insurance company concluded that the car wasn’t worth the cost to repair. If you choose to proceed, you have as much work to do as the average used-car shopper, and arguably more.ĭifferent types of damage can result in a salvage title, and that includes cosmetic damage. In most states, uninsured cars can’t be registered and driven legally anyway. If no insurer will touch the vehicle, you shouldn’t either. Some insurance companies won’t cover rebuilt cars fully, if at all, though it might depend on the vehicle in question. Ironically, as we’ve reported in the past, as many as 1 in every 44.6 used cars in some states have been title-washed, making a car with a rebuilt title look like the picture of transparency. That being said, a car with a rebuilt title has one thing going for it: At least you have a clue what you’re getting, unlike former salvage cars that have reemerged on the market with washed titles. Related: What Is a Salvage Title and Should I Buy a Car With One?
But in the case of rebuilt titles, varying standards mean there’s no guarantee a car bearing such a brand will be safe or reliable. Such inconsistencies make it simpler for salvage and other undesirable titles to be washed (that is, altered through unscrupulous means) altogether, hiding a vehicle’s rocky history from potential buyers. Some states give certain circumstances their own titles, resulting in state-specific designations like flood or lemon titles, but not all states issue rebuilt titles, which is one of many differences that create problems for used-car shoppers.
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